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Out-of-Pocket Costs May Be Recoverable After an Auto Accident

Being seriously injured in Florida from an auto accident means that there is a good chance that damages will exceed policy limits, meaning you may be able to file a claim against the driver who executed negligent behavior, causing the accident. You may be able to get compensation to help cover medical expenses and lost wages, including any out-of-pocket expenses. When meeting with your Florida personal injury trial lawyer, it is important to mention and address these expenses. 

Out-of-pocket costs can be defined as costs, economic and non-economic, that you may already be eligible to recover in your claim but that you had to personally pay from your own money. These are often denied by insurance and can put an extra strain and burden on an already stressful situation. 

The at-fault driver’s insurance will likely not offer to pay those costs, but they may be included in an auto accident settlement if deemed reasonable or necessary. Insurance companies are more likely to consider these costs:

  • Purchasing medical equipment
  • Hotel stays for medical treatment
  • Out-of-town travel for treatment
  • Mileage reimbursement
  • Car rental fees
  • Childcare fees
  • Cleaning assistance or personal help with grooming and bathing, or other necessary daily activities

It is important that you keep track of these expenses. Without proper documentation, it may not be possible to recover the charges. 

This information is provided for educational or informational purposes only

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